- Salary statistics
- Kreditman
Kreditman salary
37 300 - 56 600 kr / month
Women earn 82% of what men do.
Försäljning & inköp
Salary progression Kreditman
Credit Officer: Job Description and Nature of Work
As a Credit Officer, or Bank Officer, I have noticed that the work mainly revolves around analyzing and assessing credit applications. This involves reviewing borrowers' financial history and capacity to ensure their ability to repay loans. In addition to this, the role often involves providing advice and support to customers regarding their financial situation and loan opportunities. To succeed in this role, a good understanding of finance, mathematics, and customer service is required.
Salary for Credit Officer
The salary for a Credit Officer can vary depending on several factors such as experience, education, and gender. The average monthly salary is 44 200 SEK. However, there is a clear difference between genders – men earn an average of 49 600 SEK while women have a lower average salary of 40 600 SEK. This means that women earn approximately 82% of what men do in the same profession. For those working on an hourly basis, the average is 266 SEK per hour, based on 166 working hours per month. Compared to previous years, the average salary for Credit Officers has increased from 42 500 SEK to 44 200 SEK.
Variations in Salary
There are also variations in salary depending on educational level and sector. The highest salary for a privately employed male officer with post-secondary education is 56,600 SEK. However, the highest salary for a female in the same profession is 44 200 SEK. At the lower end of the scale, a female with pre-secondary education earns 37,300 SEK, while the lowest salary for a male is 41,500 SEK.
Educational Requirements and Prerequisites
To become a successful Credit Officer, a post-secondary education in finance or economics is usually a requirement. Educational programs focusing on economics, accounting, or financing provide a solid foundation for understanding the complex financial issues that Credit Officers often face. Having strong analytical and mathematical skills is also crucial for effectively assessing credit applications.
Working Conditions and Benefits
The work environment for a Credit Officer is usually office-based, with the possibility of remote work depending on the employer. Benefits may vary but can include paid training, which aids in continuous professional development. Other benefits may include occupational pension and health insurance.
Future Outlook and Challenges
According to labor market forecasts, the job prospects for Credit Officers are considered moderate. The recruitment situation is characterized by balance, and demand is expected to remain unchanged over the next five years. This implies stability in the profession, although it may also mean significant competition for available positions.
Challenges in the Profession
One of the biggest challenges for a Credit Officer is staying updated with changes in financial regulations and market trends. It is also important to be able to handle the pressure of making decisions that can have significant financial consequences for both customers and the bank.
Competition and Future Career Opportunities
Competition in the profession can be tough, especially in larger cities where more qualified candidates are seeking employment. To stand out, it may be advantageous to specialize in a specific area of credit assessment or finance. In the long run, a Credit Officer can advance to higher positions within the banking and finance sector, such as credit manager or financial advisor.
Salary distributed by age and sector
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
About the data
All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.
All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.
Profession Kreditman has the SSYK code 3312, which we use to match against the SCB database to obtain the latest salary statistics.
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