Inspection engineer, insurance

What does an insurance inspection engineer do? – Tasks and work environment

An insurance inspection engineer works with assessing and evaluating damages to property, vehicles, or other insured objects. Tasks include on-site inspections, damage documentation, preparing inspection reports, and communication with policyholders, repair shops, and other stakeholders. It often also involves analyzing causes of damage and proposing measures to prevent future damages. The work takes place both in the field and from the office, offering a varied work environment where independence and teamwork are important qualities.

Salary development over time

The salary for an insurance inspection engineer has steadily increased over the past three years. In 2022, the average salary was 39,600 SEK per month, rising to 41 800 SEK in 2023 and reaching 43 600 SEK in 2024. This represents a total increase of approximately 10% during the period, which is slightly above the average for similar roles in the insurance industry. This development can partly be explained by increased demand for specialist skills as insurance companies digitize their processes and require higher technical expertise. At the same time, competition for qualified inspection engineers has increased, further driving up wages.

Insurance inspection engineer salary – complete overview

• Average salary: 43 600 SEK/month
• Lowest salary: 39,900 SEK/month
• Highest salary: 50,800 SEK/month
• Hourly wage: 262 SEK
• Women: 42 300 SEK/month (93% of men's salary)
• Men: 45 300 SEK/month
• Regional differences: Slight variations, higher salaries in metropolitan areas

Education and qualifications

To work as an insurance inspection engineer, a technical or science-based education at the secondary or post-secondary level is usually required. Many employers prefer candidates with experience in construction, vehicles, technology, or similar fields, as well as good knowledge of damage assessment and insurance regulations. Further training, certifications, and internships are often advantageous and can provide an edge in employment.

• Post-secondary technical education: University or vocational college degree, at least 2–3 years
• Certifications: Industry-specific courses, such as damage inspection or insurance
• Internships: Internships or trainee programs with insurance companies
• Prerequisites: Experience in construction, technology, or vehicles is often desirable
• Tips for choosing: Select education focusing on damage assessment, risk management, or insurance technology

Common benefits and compensations

In addition to the base salary, collective agreement benefits such as occupational pension, wellness allowance, extra vacation days, and flexible hours are often offered. Other common compensations include company cars or mileage allowances for fieldwork, as well as bonuses linked to performance or company results.

Competition and challenges

The job market for insurance inspection engineers is characterized by relatively stable demand, but competition can vary depending on region and specialization. Since the profession requires both technical competence and good communication skills, it is important to handle complex situations and make quick decisions. Digitalization of the insurance industry also means that job tasks are changing, with increased requirements in IT and digital tools. Additionally, economic cycles and changes in insurance policies influence the demand for new services and specialists in the field.

Tips for aspiring insurance inspection engineers

To succeed as an insurance inspection engineer, it is beneficial to have an analytical mindset and the ability to quickly adapt to new situations. Precision and organization are crucial for documenting damages accurately and making fair assessments. Communication skills are central to the profession, so developing good social skills and the ability to interact with people in sometimes stressful situations is a strong advantage. Technical interest and the willingness to continuously update knowledge about new materials and methods make it easier to stay ahead in the industry. Being self-reliant and able to plan your work independently is also important, as the role often involves a high degree of freedom under responsibility. Flexibility and problem-solving skills help handle diverse workdays and unexpected challenges effectively.

Key facts about insurance inspection engineers

• Educational level: Post-secondary technical education recommended
• Work environment: Combination of office and fieldwork
• Typical employment: Full-time employed in private sector
• Demand: 758 job openings within the profession
• Gender differences: Women earn 93% of men's salary

Career paths and future prospects

After 3–5 years in the profession, many insurance inspection engineers have the opportunity to advance to specialist roles in damage assessment, project management, or training. There are also career paths toward insurance advising or leadership positions within insurance companies. Forecasts from the Swedish Public Employment Service indicate stable demand within the claims adjusting and valuation fields, although no specific assessment is made for insurance inspection engineers. With 758 job openings in the group, prospects for employment and development appear good, especially for those combining technical knowledge with strong communication skills.

Frequently asked questions about insurance inspection engineers

• What does an insurance inspection engineer earn?
  - The average salary is 43 600 SEK per month, with variation between 39,900 and 50,800 SEK depending on experience, education, and gender.
• What education is required to become an insurance inspection engineer?
  - A post-secondary technical education, such as a university or vocational college degree, is often required. Internships and certifications are advantageous.
• Are there salary differences between men and women?
  - Yes, women earn on average 93% of what men do in the profession.
• What is the job market like?
  - Currently, there are 758 job openings within the profession, indicating strong demand.
• What are the most common benefits?
  - Benefits include occupational pension, wellness allowance, flexible hours, and sometimes company car or mileage reimbursement.
• What are career opportunities?
  - After a few years, there are opportunities for specialization, project management, or leadership roles within insurance companies.
• Can the profession be combined with remote work?
  - Some parts can be performed remotely, but site visits and inspections often require physical presence.