How much does a Claims adjuster make

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  2. Claims adjuster
Image that illustrates Claims adjuster

Claims adjuster

43 600 kr

Claims adjusters and valuers

39 900 - 50 800 kr / month

Women earn 93% of what men do.

Administration, ekonomi

What will be the salary after tax?

Salary progression Claims adjuster

Average salary 43 600 kr
Males 45 300 kr
Females 42 300 kr
1 Likes 0 Comments 42 Vacant jobs ->

What does a claims adjuster do? – Tasks and work environment

A claims adjuster is responsible for investigating and assessing insurance claims when a loss occurs. The work involves analyzing damage reports, gathering supplementary information, evaluating compensation levels, and making decisions about payouts. Contact with customers, insurance companies, repair shops, and sometimes external experts is central to the role. The work environment is often office-based with digital meetings and phone contact, and the pace can be high, especially during periods with many claims. Claims adjusters work both independently and in teams, and the tasks require great accuracy, analytical ability, and good communication skills.

Salary development over time

Over the past three years, salary development for claims adjusters has been clearly positive. In 2022, the average salary was 39,600 SEK per month, which increased to 41 800 SEK in 2023 and further to 43 600 SEK in 2024. This corresponds to a total increase of approximately 10% over the period. Factors driving this development include increased demand for skilled labor, technological changes within the insurance industry, and efforts to attract and retain competent employees. The market's increasing complexity and digitalization have led to higher demands for education and specialization, which have also positively affected salary levels for the profession.

Claims adjuster salary – complete overview

  • Average salary: 43 600 SEK/month
  • Lowest salary: 39,900 SEK/month
  • Highest salary: 50,800 SEK/month
  • Hourly wage (average): 262 SEK
  • Women: 42 300 SEK/month
  • Men: 45 300 SEK/month
  • Gender pay gap: Women earn 93% of what men do
  • Regional differences: Statistics show some variation depending on the region, but metropolitan areas tend to offer slightly higher salaries.

Education and qualifications

The path to becoming a claims adjuster often involves post-secondary studies, preferably with a focus on law, economics, or insurance knowledge. Employers value practical experience and the ability to analyze complex situations, but internal training programs and certifications are also common. For some roles, specific knowledge in areas like construction, technology, or medicine may be required depending on the claim type.

  • Post-secondary education: 2–3 years, preferably in law, economics, or insurance
  • Internal training: Common at larger insurance companies
  • Certifications: For example, in insurance law or valuation
  • Internship/Trainee: Provides valuable experience and networks
  • Prerequisites: Good analytical and communicative skills

Many claims adjusters quickly develop expertise in specific claim types, such as vehicle, personal injury, or property damage, which opens opportunities for advanced specialist roles and advisory functions within the insurance industry.

– statsskuld.se

Common benefits and compensations

Claims adjusters are often offered benefits such as occupational pension, wellness allowance, extra vacation days, and options for flexible hours and remote work. Additionally, bonuses linked to performance or company results, as well as ongoing training and professional development, are common parts of employment.

Competition and challenges

The job market for claims adjusters is characterized by competition for the most attractive positions, especially at larger insurance companies and in metropolitan regions. Challenges include handling complex claims cases, staying updated on legislation and insurance policies, and meeting customer expectations for quick and accurate processing. Digitalization also increases demands for technical skills, while automation may change the profession over time. The ability to combine analytical thinking with good service skills is therefore increasingly important.

Tips for those who want to become claims adjusters

To succeed as a claims adjuster, it’s good to have a genuine interest in problem-solving and analytical thinking, as the profession often involves investigating complex claims. It’s recommended to acquire relevant education in law or economics and seek internships to gain insight into the insurance industry. Being communicative and attentive facilitates interactions with customers and partners, while accuracy and systematic work help you make well-founded decisions. Flexibility and the ability to handle stressful situations are also crucial, especially when many cases need to be resolved simultaneously. Lastly, showing interest in digital tools and systems is an advantage, as the industry is rapidly digitalizing and evolving.

Key facts about Claims Adjusters

  • Education level: Post-secondary education, often 2–3 years
  • Work environment: Office-based with elements of remote work
  • Typical employment: Full-time, daytime
  • Number of job openings: 758 within the profession
  • Demand: Considered stable but varies regionally

Career paths and future prospects

After three to five years as a claims adjuster, there are opportunities to advance to specialist roles in areas such as vehicle, personal injury, or property damage. Many also choose to further qualify as insurance advisors, team leaders, or case handlers of more complex claims. Projections from the Employment Service indicate a stable demand for the profession, although no specific assessment is provided for claims adjusters due to limited data. Continued digitalization and the need for specialist competence are expected to offer good career opportunities for driven individuals seeking further development within the insurance industry.

Common questions about Claims Adjusters

  • What does a Claims Adjuster earn?
    - The average salary for a claims adjuster is 43 600 SEK per month.
  • How does the salary differ between men and women?
    - Women earn an average of 42 300 SEK and men 45 300 SEK, which means women earn 93% of men's salaries.
  • What education is required to become a claims adjuster?
    - Post-secondary education in law, economics, or insurance is recommended, often lasting 2–3 years.
  • What is the job market like?
    - There are 758 job openings within the profession, and demand is considered stable.
  • What are the most common benefits?
    - Occupational pension, wellness allowance, extra vacation days, and options for remote work are common.
  • What is the highest and lowest salary for claims adjusters?
    - The highest salary is 50,800 SEK and the lowest 39,900 SEK per month.
  • Are there regional salary differences?
    - Yes, metropolitan areas often offer slightly higher salaries than other regions.

Richard Andersson

Richard Andersson - 2025-07-13 10:33:24

Occupation
Who has the highest salary?
The highest salary for a Claims adjuster is 50800 kr. This salary belongs to a man working in the Privately employed officials with a post-secondary education, 3 years or more. The highest salary for a woman in this profession is 46200 kr.
Who has the lowest salary?
The lowest salary for a Claims adjuster is 39900 kr. This salary belongs to a woman also working in the Private sector. The lowest salary for a man in this profession is 42100 kr.
Salary distributed by age and sector
Age Women's salary as a percentage of men's Base salary Monthly salary
18-24 100% 28300 kr 29500 kr
25-34 93% 37600 kr 38800 kr
35-44 94% 42400 kr 44200 kr
45-54 93% 46300 kr 48200 kr
55-64 94% 47200 kr 49400 kr
Snitt 93% 42000 kr 43600 kr
* Empty columns indicate that the statistical data was insufficient to allow for a statistically significant conclusion.
Salary per sector
Salary based on education
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About the data

All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.

All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.

Profession Claims adjuster has the SSYK code 3314, which we use to match against the SCB database to obtain the latest salary statistics.

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