- Salary statistics
- Risk engineer, insurance salary
Risk engineer, insurance salary
Latest available salary statistics are for 2025. Compare average pay, salary range and related job listings.
44 800 - 73 300 SEK / month
Women earn 84% of what men do.
Administration, ekonomi
Related tools
Salary progression Risk engineer, insurance
What does an insurance risk engineer do? – Tasks and work environment
An insurance risk engineer works with identifying, analyzing, and evaluating risks for insurance companies and their clients. The main task is to assess various types of risks related to properties, industries, and operations to prevent damages and reduce losses. The work often involves site visits, reviewing technical documents, interviewing responsible personnel, and compiling risk reports. The work environment is varied, combining office work with fieldwork, including travel to clients’ facilities and sites regularly. The risk engineer often acts as a link between the insurance company and the client, providing recommendations on safety measures and improvements.
Salary development over time
The salary for an insurance risk engineer has shown a clear upward trend over the past three years. In 2022, the average salary was 47,400 SEK per month, increasing to 51 300 SEK in 2023 and further to 55 000 SEK in 2024. This corresponds to a total salary increase of about 8.2% over the period. The salary growth has been driven by increased demand for specialist skills in risk management, along with higher requirements for technical and analytical abilities. The market for qualified risk engineers has become more competitive, contributing to continued salary increases, especially for those with more experience and higher education.
Risk engineer, insurance salary – complete overview
- Average salary: 55 000 SEK/month
- Lowest salary: 42,300 SEK/month (female, high school education, private sector)
- Highest salary: 65,700 SEK/month (male, post-secondary education, private employee)
- Hourly wage: 309 SEK
- Women: 50 200 SEK/month
- Men: 59 500 SEK/month
- Women's salary as a percentage of men's: 84%
Education and qualifications
To work as an insurance risk engineer, a post-secondary education in engineering, science, or social sciences is usually required. Many employers prefer university degrees, preferably in areas such as fire and risk management, mechanical engineering, or civil engineering. Practical experience from technical work, insurance, or risk assessment is advantageous. Additional specialized courses in risk analysis, safety work, and insurance can be beneficial.
- Post-secondary education: Usually 3–5 years (technical, scientific, or social sciences)
- Certifications: Courses in risk analysis, fire safety, or insurance law
- Internship: Relevant work experience or trainee programs are valued
- Prerequisites: High school diploma with a technical or scientific profile
- Tips: Combining analytical skills with communication skills is highly valued
Many risk engineers have the opportunity to work internationally, especially if employed by larger insurance companies or corporations. The work sometimes involves travel to factories, ports, and industries in other countries, providing unexpectedly broad experiences and networks.
Common benefits and compensations
Risk engineers in the insurance industry are often offered competitive benefits beyond their base salary. Common perks include occupational pension, wellness allowance, extra vacation weeks, and remote work options. Company cars, bonus programs, and further training within the profession are also common employment benefits.
Challenges and competition
The competition for positions as an insurance risk engineer is significant, especially in metropolitan areas where the largest insurance companies are established. Challenges in the profession often involve staying updated on new regulations, technical standards, and digital tools for risk analysis. Rapid technological development requires continuous skills development. The role also demands high precision, responsibility, and the ability to communicate complex risks clearly to colleagues and clients. The lack of clear forecasts from authorities makes it difficult to precisely assess future supply and demand, but the profession remains stable on the job market.
Tips for aspiring insurance risk engineers
To succeed as an insurance risk engineer, it’s beneficial to combine analytical sharpness with a strong interest in technology and safety. The first step is to pursue a technical or scientific university degree, preferably complemented with courses in risk management and insurance. Being communicative and pedagogical facilitates collaboration with colleagues and clients, especially when explaining complex risks. Precision and a structured work approach are crucial for correctly identifying and documenting risks. Flexibility and the ability to adapt quickly to new situations help with rapid changes in the industry. Active networking through internships or industry events increases the chances of entering the job market and gaining insight into the profession’s daily work.
Key facts about insurance risk engineers
- Average salary: 55 000 SEK/month
- Salary range: 42,300–65,700 SEK/month
- Education level: Post-secondary education (3–5 years)
- Gender pay gap: Women earn 84% of men's salary
- Number of job openings: 758
Career paths and future prospects
After three to five years in the profession, an insurance risk engineer can advance to senior roles, such as chief risk engineer, specialist in industrial risk assessment, or project manager for major client assignments. There are also opportunities to work in industry training or transition into consultancy. Some choose to specialize in areas such as environmental risks, cyber risks, or fire and safety issues. Forecasts from the Employment Service do not provide an exact assessment for this job title due to limited data, but the industry shows stable demand and a large number of vacancies in related fields. Technological development and increased societal demands for risk management suggest good future prospects.
Common questions about insurance risk engineers
- What is the salary of an insurance risk engineer?
- The average salary is 55 000 SEK per month, with a range from 42,300 SEK to 65,700 SEK. - What are the gender differences within the profession?
- Men earn on average 59 500 SEK and women 50 200 SEK, which means women earn approximately 84% of men's salaries. - What education is required to become an insurance risk engineer?
- Post-secondary education, often in engineering, science, or social sciences, is recommended. - What is the job market like for risk engineers?
- There are 758 job openings, indicating strong demand. - What are the duties of a risk engineer?
- Risk assessment, site visits, report writing, and advising clients on safety measures. - Are there opportunities for career development?
- Yes, pathways include managerial roles, specialist positions, and consultancy or training work. - What benefits are usually offered?
- Occupational pension, wellness allowance, bonuses, remote work, and further education opportunities are common benefits.
Salary distributed by age and sector
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 28900 kr | 30000 kr |
| 25-34 | 83% | 43700 kr | 45300 kr |
| 35-44 | 83% | 55900 kr | 58000 kr |
| 45-54 | 82% | 62900 kr | 65300 kr |
| 55-64 | 77% | 60900 kr | 63100 kr |
| Snitt | 84% | 53000 kr | 55000 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 28900 kr | 30000 kr |
| 25-34 | 83% | 43700 kr | 45300 kr |
| 35-44 | 83% | 55900 kr | 58000 kr |
| 45-54 | 82% | 62900 kr | 65300 kr |
| 55-64 | 77% | 60900 kr | 63100 kr |
| Snitt | 84% | 53000 kr | 55000 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 28900 kr | 30000 kr |
| 25-34 | 83% | 43700 kr | 45300 kr |
| 35-44 | 83% | 55900 kr | 58000 kr |
| 45-54 | 82% | 62900 kr | 65300 kr |
| 55-64 | 77% | 60900 kr | 63100 kr |
| Snitt | 84% | 53000 kr | 55000 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 29100 kr | 30100 kr |
| 25-34 | 83% | 47300 kr | 48900 kr |
| 35-44 | 83% | 60500 kr | 62900 kr |
| 45-54 | 82% | 69000 kr | 71800 kr |
| 55-64 | 77% | 69200 kr | 72200 kr |
| Snitt | 84% | 57300 kr | 59500 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 29100 kr | 30100 kr |
| 25-34 | 83% | 47300 kr | 48900 kr |
| 35-44 | 83% | 60500 kr | 62900 kr |
| 45-54 | 82% | 69000 kr | 71800 kr |
| 55-64 | 77% | 69200 kr | 72200 kr |
| Snitt | 84% | 57300 kr | 59500 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 29100 kr | 30100 kr |
| 25-34 | 83% | 47300 kr | 48900 kr |
| 35-44 | 83% | 60500 kr | 62900 kr |
| 45-54 | 82% | 69000 kr | 71800 kr |
| 55-64 | 77% | 69200 kr | 72200 kr |
| Snitt | 84% | 57300 kr | 59500 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 28800 kr | 30000 kr |
| 25-34 | 83% | 39000 kr | 40600 kr |
| 35-44 | 83% | 50600 kr | 52500 kr |
| 45-54 | 82% | 57100 kr | 59000 kr |
| 55-64 | 77% | 54000 kr | 55700 kr |
| Snitt | 84% | 48500 kr | 50200 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 28800 kr | 30000 kr |
| 25-34 | 83% | 39000 kr | 40600 kr |
| 35-44 | 83% | 50600 kr | 52500 kr |
| 45-54 | 82% | 57100 kr | 59000 kr |
| 55-64 | 77% | 54000 kr | 55700 kr |
| Snitt | 84% | 48500 kr | 50200 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 18-24 | 100% | 28800 kr | 30000 kr |
| 25-34 | 83% | 39000 kr | 40600 kr |
| 35-44 | 83% | 50600 kr | 52500 kr |
| 45-54 | 82% | 57100 kr | 59000 kr |
| 55-64 | 77% | 54000 kr | 55700 kr |
| Snitt | 84% | 48500 kr | 50200 kr |
About the data
All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.
All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.
Profession Risk engineer, insurance has the SSYK code 3321, which we use to match against the SCB database to obtain the latest salary statistics.
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