- Salary statistics
- Credit Officer
Credit Officer salary
37 300 - 56 600 kr / month
Women earn 82% of what men do.
Försäljning & inköp
Salary progression Credit Officer
Credit Officer: Job Profile and Salary
Working as a credit officer entails playing a central role in the banking and finance world. Credit officers are responsible for assessing and administering credit applications and ensuring that lending is done in a secure manner. The profession requires a deep understanding of economic principles as well as the ability to analyze financial data and make well-informed decisions regarding creditworthiness.
Salary for Credit Officers
Salaries in this profession vary depending on gender, experience, education, and type of employment. The average salary for a credit officer is 44 200 SEK per month. However, there is a gender pay gap where, on average, men earn 49 600 SEK while women earn 40 600 SEK. A woman's salary thus constitutes 82% of what a man earns in the same profession. The highest salary for a male credit officer is 56,600 SEK and for a female 44 200 SEK. On the other hand, the lowest salary for a female could be 37,300 SEK and for a male 41,500 SEK.
Time-Based Salary
For those working on an hourly basis, the average hourly wage is 266 SEK, which equates to a monthly income based on 166 working hours. This provides a flexible income model for those who may not work full-time or who desire extra flexibility in their working hours.
Education and Qualifications
To become a credit officer, a post-secondary education in economics, finance, or a related field is usually required. Having a bachelor's degree is advantageous, although some positions may require additional certifications or specific qualifications. Work experience in the banking sector or financial analysis can also be a significant advantage.
Future Outlook
According to forecasts from the Employment Service, the prospects for employment as a credit officer are moderate with a stable demand over a five-year period. This means that the profession has a secure future with a balanced supply and demand for workforce.
Recruitment Situation
The recruitment situation for credit officers is characterized by balance, indicating that there is neither an excess nor a shortage of qualified candidates. For those who are well-educated and have relevant experience, this presents good opportunities to find work in the field.
Working Conditions and Benefits
Credit officers typically work in office environments with the possibility of remote work depending on the employer's policy. Many companies offer benefits such as paid training and development programs to keep their employees updated on the latest trends and techniques in the finance sector. Flexibility in working hours and opportunities for part-time work may also be available depending on the workplace.
Challenges and Opportunities
One of the biggest challenges in the role of a credit officer is staying updated with the constantly changing rules and guidelines in the finance sector. It also requires a high level of accuracy and analytical ability to make the right decisions regarding lending. At the same time, the profession offers the opportunity to develop in-depth knowledge in finance and economics, as well as a career path with potential for growth and specialization.
- Development Opportunities: Opportunity to advance to leadership positions in banking and finance.
- Networking: Build professional relationships within the finance sector.
- Specialization: Opportunity to specialize in specific areas such as real estate financing or corporate credits.
In conclusion, the career of a credit officer offers a stable future, competitive salaries, and opportunities for personal and professional development. With the right education and experience, you can navigate the challenges and opportunities that this exciting field offers.
Salary distributed by age and sector
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
About the data
All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.
All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.
Profession Credit Officer has the SSYK code 3312, which we use to match against the SCB database to obtain the latest salary statistics.
-
Marketing and sales assistants
-
Cashiers etc.
-
Marketing and sales assistants
-
Cashiers etc.
-
Buyers and procurement officers
-
Guides and tour leaders
-
Information about Statsskuld.se
Improvements on Statsskuld.se: News & Updates
Tue, 17 Dec 2024 - 08:56 -
Tax Pressure in Kiruna Municipality - An Overview of Tax Rates and Economic Challenges
Thu, 23 May 2024 - 22:26