- Salary statistics
- Credit Officer
Credit Officer salary
37 300 - 56 600 kr / month
Women earn 82% of what men do.
Försäljning & inköp
Salary progression Credit Officer
Occupational Profile: Credit Officer
A credit officer, often employed in the banking and finance sector, is responsible for evaluating and approving credit applications. This involves analyzing customers' financial situations and risks, as well as making decisions on credit granting based on established guidelines and regulations.
Salary for Credit Officers
The average salary for a credit officer in Sweden is 44 200 SEK per month. According to the latest salary statistics, men earn an average of 49 600 SEK while women earn 40 600 SEK, meaning that women earn 82% of what men do. This highlights a noteworthy gender pay gap. Compared to the previous year, the average salary has decreased from 42 500 SEK to 44 200 SEK.
Education and Qualifications
Typically, working as a credit officer requires a higher education degree in economics, finance, or law. Many employers seek candidates with a bachelor's degree, but there are also those who accept vocational college degrees with a specialization in banking and finance. Knowledge in financial management, credit risk assessment, and relevant legislation is essential. Continuous professional development is crucial in the profession, and many employers offer paid training programs to keep their employees updated on new regulations and practices in the finance sector.
Job Market and Future Outlook
The job market for credit officers is relatively stable, with opportunities in both private banks and public financial institutions. The digitalization of financial services creates new opportunities but also challenges, as the need for technical skills increases. Credit officers who are willing to adapt to digital tools and technologies will have an advantage in the job market.
Key Traits and Skills
To succeed as a credit officer, precision and good analytical skills are required. The ability to objectively assess information and make well-founded decisions under pressure is crucial. Good communication skills are also important, as the profession often involves interaction with customers and other stakeholders.
Potential Benefits
In addition to salary, credit officers can often enjoy various benefits such as paid further education, occupational pension, and sometimes perks like a company-paid mobile phone or contribution to home broadband. These benefits contribute to making the position more attractive and financially rewarding.
Considerations Before Choosing a Career as a Credit Officer
Working as a credit officer requires not only the right education and skills, but also a strong ethical compass and the ability to handle confidential information. It is important to be aware of the ethical considerations and the high demands for integrity that the profession entails.
Salary distributed by age and sector
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27600 kr | 29100 kr |
25-34 | 91% | 36500 kr | 38300 kr |
35-44 | 76% | 46100 kr | 48500 kr |
45-54 | 73% | 49300 kr | 52200 kr |
55-64 | 67% | 48900 kr | 51700 kr |
Snitt | 82% | 41900 kr | 44200 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27800 kr | 29500 kr |
25-34 | 91% | 38400 kr | 40200 kr |
35-44 | 76% | 53600 kr | 56300 kr |
45-54 | 73% | 59300 kr | 63200 kr |
55-64 | 67% | 63800 kr | 67700 kr |
Snitt | 82% | 47000 kr | 49600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
Age | Base salary | Monthly salary | |
---|---|---|---|
18-24 | 98% | 27500 kr | 28900 kr |
25-34 | 91% | 34800 kr | 36600 kr |
35-44 | 76% | 40700 kr | 42800 kr |
45-54 | 73% | 43600 kr | 46000 kr |
55-64 | 67% | 42700 kr | 45100 kr |
Snitt | 82% | 38500 kr | 40600 kr |
About the data
All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.
All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.
Profession Credit Officer has the SSYK code 3312, which we use to match against the SCB database to obtain the latest salary statistics.
-
Sales engineer, information and communication technology
Corporate salespeople
-
Cashiers etc.
-
Bank officials
-
Bank officials
-
Other intermediaries
-
Order coordinators etc.
-
Swedens Policy Rate
The Central Bank lowers the policy rate to 3.5%: What does it mean for households?
Tue, 20 Aug 2024 - 16:00 -
Municipality
Tax Pressure in Kiruna Municipality - An Overview of Tax Rates and Economic Challenges
Thu, 23 May 2024 - 22:26