How much does a Bank clerk make

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  2. Bank clerk
Image that illustrates Bank clerk

Bank clerk

47 400 kr

Bank officials

40 700 - 59 900 kr / month

Women earn 83% of what men do.

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Salary progression Bank clerk

Average salary 47 400 kr
Males 52 800 kr
Females 43 600 kr
1 Likes 0 Comments 12 Vacant jobs ->

What does a bank clerk do? – Tasks and work environment

A bank clerk works providing advice and service to private individuals and companies in areas such as loans, savings, investments, and insurance. The role can include everything from customer reception and account management to credit assessments and administrative support. The work environment is mainly office-based, often in open-plan spaces or small teams, and primarily during office hours. Digital tools and customer systems are used daily, requiring good IT skills and the ability to quickly adapt to new routines. Customer contact is central, meaning strong communication and relationship-building skills are highly valued.

Salary development over time

The salary of a bank clerk has shown a clear upward trend in recent years. In 2022, the average salary was 42,500 SEK per month, increasing to 44 200 SEK in 2023 and further to 47 400 SEK in 2024. The total increase over these three years is approximately 11.5%. Salary growth has been driven by increased demand for qualified advice, digitalization requirements for new skills, and competition for labor with financial education. Factors such as inflation and industry efficiency efforts also influence salary levels. Gender pay gaps remain significant, reflecting challenges with equality in the industry despite overall salary increases.

Bank clerk salary – comprehensive overview

  • Average salary: 47 400 SEK/month
  • Lowest salary: 40,700 SEK/month
  • Highest salary: 59,900 SEK/month
  • Hourly wage: 285 SEK
  • Women: 43 600 SEK/month (83% of men's salary)
  • Men: 52 800 SEK/month
  • Regional differences: Salary levels may vary depending on location and the size of the bank, but larger cities tend to offer slightly higher salaries.

Education and qualifications

To work as a bank clerk, a post-secondary education in economics, finance, or administration is usually required. Many employers value experience in customer service and the ability to work systematically with digital tools. Internships or trainee positions can be an asset when applying for more qualified roles. Some specialized positions may also require additional training, certifications, or licenses.

  • Post-secondary education: Economics or finance, at least 2–3 years
  • Certifications: Swedsec licensing for certain advisory roles
  • Internship/Trainee: Common in larger banks
  • Prerequisites: High school diploma with economic or social science focus
  • Online courses: Opportunities for supplementary training in customer service and banking regulations

Many bank clerks quickly develop a broad understanding of both private and corporate customers' financial needs. The role often provides good opportunities to build a network within the finance industry and can serve as a stepping stone to more specialized services or leadership roles.

– statsskuld.se

Common benefits and compensation

Bank clerks are often offered benefits such as occupational pension, subsidized health insurance, wellness allowance, and the possibility of flexible hours or remote work. Bonuses and performance-based compensation are common, especially in advisory or sales roles. Other benefits include staff discounts, educational support, and extra vacation days.

Competition and challenges

The job market for bank clerks is considered balanced, meaning supply and demand for labor are in equilibrium. Digitalization has automated some simpler tasks, increasing the demand for advisory skills and technical understanding. Competition for more qualified positions is therefore high, especially in larger cities and for specialist roles. The industry also faces challenges related to gender equality and pay gaps, requiring active efforts from employers and unions. For newcomers, experience in customer service or sales can be advantageous.

Tips for aspiring bank clerks

To succeed as a bank clerk, combining analytical skills with strong service orientation is beneficial. Attention to detail and responsibility are important, as the work often involves handling sensitive financial information. Being communicative and attentive facilitates interactions with customers and colleagues, while problem-solving skills are highly valued when managing complex customer cases. Showing initiative and willingness to learn new systems provides an advantage, especially in a rapidly digitalizing industry. Staying updated on regulations and economic trends is an investment in your future. Lastly, the ability to work independently and in teams is appreciated, as daily tasks can vary.

Key facts about bank clerks

  • Education level: Post-secondary (2–3 years, economics/finance)
  • Work environment: Office-based, customer-facing, digital
  • Demand: 550 job openings nationwide (moderate opportunities)
  • Pay differences: Women earn 83% of men's salaries
  • Future outlook: Unchanged demand over the next five years

Career paths and future prospects

After three to five years as a bank clerk, opportunities often open for more specialized roles such as private advisors, corporate advisors, credit assessors, or team leaders. Some choose to further their education in finance, risk management, or compliance to advance toward expert or managerial positions. According to the Swedish Public Employment Service forecast, job opportunities are considered moderate, and the recruitment situation is balanced. Demand for bank clerks is expected to remain stable over the next five years, though tasks will gradually change with digital development. Continuous further education and building specialized skills are advantageous for career progression.

Frequently asked questions about bank clerks

  • What does a bank clerk earn?
    - The average salary is 47 400 SEK per month, but it varies based on experience, education, and employer.
  • What are the gender differences in salary?
    - Women earn an average of 43 600 SEK and men 52 800 SEK per month, meaning women have 83% of men's salaries.
  • What education is required to become a bank clerk?
    - A post-secondary education in economics or finance of at least 2–3 years is recommended, and sometimes certification is also required.
  • What does the job market look like?
    - There are approximately 550 job openings in the profession, and the employment opportunities are considered moderate.
  • What are the most common benefits?
    - Occupational pension, wellness allowance, educational support, and flexible working hours are common benefits.
  • Are there regional salary differences?
    - Salaries are generally slightly higher in larger cities compared to smaller towns.
  • What is the highest and lowest salary for a bank clerk?
    - The highest salary is 59,900 SEK (male, private sector, long education), the lowest 40,700 SEK (female, private sector, shorter education).

Richard Andersson

Richard Andersson - 2025-07-10 11:45:06

Occupation
Who has the highest salary?
The highest salary for a Bank clerk is 59900 kr. This salary belongs to a man working in the Privately employed officials with a post-secondary education, 3 years or more. The highest salary for a woman in this profession is 47800 kr.
Who has the lowest salary?
The lowest salary for a Bank clerk is 40700 kr. This salary belongs to a woman also working in the Private sector. The lowest salary for a man in this profession is 45700 kr.
Salary distributed by age and sector
Age Women's salary as a percentage of men's Base salary Monthly salary
18-24 95% 27800 kr 29700 kr
25-34 91% 38400 kr 40400 kr
35-44 80% 49100 kr 51900 kr
45-54 73% 54000 kr 57100 kr
55-64 69% 53900 kr 56900 kr
65-68 56500 kr 58700 kr
Snitt 83% 44800 kr 47400 kr
* Empty columns indicate that the statistical data was insufficient to allow for a statistically significant conclusion.
Salary per sector
Salary based on education
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About the data

All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.

All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.

Profession Bank clerk has the SSYK code 3312, which we use to match against the SCB database to obtain the latest salary statistics.

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