How much does a Personal banker make

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Image that illustrates Personal banker

Personal banker

47 400 kr

Bank officials

40 700 - 59 900 kr / month

Women earn 83% of what men do.

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Salary progression Personal banker

Average salary 47 400 kr
Males 52 800 kr
Females 43 600 kr
1 Likes 0 Comments 12 Vacant jobs ->

What does a personal banker do? – Tasks and work environment

A personal banker is responsible for offering tailored financial solutions to private clients and businesses. Tasks include advising on savings, investments, loans, and insurance, as well as maintaining long-term customer relationships. The role requires a good understanding of the bank's products and regulations, as well as the ability to analyze the customer's financial situation. The work environment is usually office-based with high customer contact, where both independent work and collaboration with colleagues are central.

Salary development over time

The salary of a personal banker has shown positive growth over the past three years. In 2022, the average monthly salary was 42,500 SEK, which increased to 44 200 SEK in 2023 and further to 47 400 SEK in 2024. This increase corresponds to a total rise of approximately 11.5 percent over the period. The salary improvement can be linked to increased demand for qualified advice in the banking sector, as well as general salary adjustments for banking professionals. Higher education and specialization requirements have also contributed to raising salary levels. Despite a stable market and balanced recruitment situation, competition for the most experienced bankers has positively impacted salary development.

Personal bankers often need to combine analytical ability with social skills to build long-term customer relationships that foster trust and loyalty.

– statsskuld.se

Personal banker salary – complete overview

  • Average salary: 47 400 SEK/month
  • Lowest salary: 40,700 SEK (female, private sector, post-secondary education shorter than 3 years)
  • Highest salary: 59,900 SEK (male, employed in private sector, post-secondary education 3 years or more)
  • Hourly wage: 285 SEK (based on 166 working hours/month)
  • Gender differences: Women earn on average 43 600 SEK and men 52 800 SEK, which means women earn 83% of men's salaries
  • Regional differences: Salaries may vary depending on the region, with larger cities often offering higher salaries due to higher living costs and a larger market

Education and qualifications

To become a personal banker, a post-secondary education in economics, finance, or related fields is usually required. The education is often supplemented with certifications and practical experience from the banking sector. Important qualifications include good knowledge of financial advising and the ability to handle complex customer needs.

  • Formal degrees: University or college education in economics or finance, often 3 years or more
  • Certifications/courses: Examples include certified financial advisor or similar vocational training
  • Internship/trainee: Practical experience in banking or finance is common
  • Prerequisites: Good knowledge of mathematics and economics from high school level
  • Tips for choosing: Opt for education focused on financial advising and customer management for the best preparation

Common benefits and compensations

Personal bankers are often offered benefits such as occupational pension, wellness contributions, and opportunities for bonuses linked to performance. Flexible working hours and remote work options are also available at some banks. Health insurance and other insurances may be part of the employment conditions.

Competition and challenges

The profession as a personal banker is characterized by a relatively stable recruitment situation with a balance between supply and demand. However, competition can be fierce for the most attractive positions, especially in larger cities where more candidates seek entry into the industry. Challenges include staying updated with changing regulations and technological solutions, as well as meeting customers' increasing demands for personal service and digital services.

Tips for aspiring personal bankers

To succeed as a personal banker, it is beneficial to develop both analytical skills and social competence. Strong communication skills facilitate conveying complex information in an understandable way to customers. It is important to be attentive and adaptable to meet different customer needs and build trust. Additionally, resilience to stress and the ability to work structured in a dynamic environment are important. Continuously updating your knowledge and certifications helps maintain competitiveness in the job market.

Key facts about personal bankers

  • Education level: Post-secondary education in economics/finance, often 3 years or more
  • Salary range: 40,700–59,900 SEK/month
  • Work environment: Office-based with customer contact and high pace
  • Demand: Moderate opportunities, unchanged over five years
  • Recruitment situation: Balance between supply and demand

Career paths and future outlook

After 3–5 years in the profession, personal bankers can advance to specialist roles in financial advising, management positions, or specialization towards corporate clients. The employment agency's forecast shows that demand for bank clerks is moderate and expected to remain unchanged over the next five years. This indicates stable employment opportunities but also a need for continuous skill development to meet industry changes. The profession is part of a broad occupational group where digitalization and changing customer behaviors can influence future tasks.

Frequently asked questions about personal bankers

  • What is the average salary of a personal banker?
    - The average salary is approximately 47 400 SEK per month.
  • What education is required to become a personal banker?
    - Usually, a post-secondary education in economics or finance is required.
  • Are there significant gender differences in salary?
    - Yes, women earn on average 83% of men's salaries.
  • What are the future prospects for a personal banker?
    - The forecast indicates moderate demand, expected to remain unchanged over five years.
  • What benefits are common for a personal banker?
    - Pension schemes, wellness contributions, and performance bonuses are common benefits.
  • Can I work remotely as a personal banker?
    - Flexible hours and remote work are available to some extent.
  • What qualities are important for a personal banker?
    - Analytical skills, social competence, and stress resilience are key qualities.

Richard Andersson

Richard Andersson - 2025-07-03 15:21:14

Occupation
Who has the highest salary?
The highest salary for a Personal banker is 59900 kr. This salary belongs to a man working in the Privately employed officials with a post-secondary education, 3 years or more. The highest salary for a woman in this profession is 47800 kr.
Who has the lowest salary?
The lowest salary for a Personal banker is 40700 kr. This salary belongs to a woman also working in the Private sector. The lowest salary for a man in this profession is 45700 kr.
Salary distributed by age and sector
Age Women's salary as a percentage of men's Base salary Monthly salary
18-24 95% 27800 kr 29700 kr
25-34 91% 38400 kr 40400 kr
35-44 80% 49100 kr 51900 kr
45-54 73% 54000 kr 57100 kr
55-64 69% 53900 kr 56900 kr
65-68 56500 kr 58700 kr
Snitt 83% 44800 kr 47400 kr
* Empty columns indicate that the statistical data was insufficient to allow for a statistically significant conclusion.
Salary per sector
Salary based on education
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About the data

All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.

All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.

Profession Personal banker has the SSYK code 3312, which we use to match against the SCB database to obtain the latest salary statistics.

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