Image that illustrates Underwriter

Underwriter salary

49 500 kr

Insurance salespeople and advisors

What will be the salary after tax?

40 700 - 64 600 kr / month

Women earn 83% of what men do.

Administration, ekonomi

Salary progression Underwriter

20142014201520152016201620172017201820182019201920202020202120212022202220232023
Average salary 49 500 kr
Males 54 000 kr
Females 45 000 kr
Profession Underwriter and its salary
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The Role of an Underwriter

An underwriter, also known as an insurance salesperson or insurance advisor, plays a crucial role in the insurance industry. Their main task is to assess and analyze risks to determine the terms of insurance contracts. This means that an underwriter must have the ability to analyze information and make informed decisions that affect both the insurance company's risk and the customer's premium costs.

Salary and Income Disparities

The average salary for an underwriter in Sweden is 49 500 SEK per month. A closer look at salary statistics reveals a significant difference between genders, with men earning an average of 54 000 SEK and women earning 45 000 SEK, resulting in women earning 83% of what men do in the same profession. It is important to note that this wage gap may be due to several factors including work experience, the geographical location of the workplace, and specific job responsibilities.

Education and Qualifications

To work as an underwriter, a higher education degree in economics, insurance science, or another relevant discipline is often required. Many employers seek candidates with a background in law, statistics, or finance as the profession demands a deep understanding of financial and legal terms. In addition to formal degrees, practical experience in the insurance industry is highly valued.

Additional Skills

In addition to academic qualifications, it is valuable for an underwriter to have strong analytical skills, attention to detail, and the ability to work under pressure. Good communication skills are also crucial, as the professional role often involves interactions with both colleagues and clients.

Benefits in the Profession

Benefits vary depending on the employer but may include things like paid professional training, which is a significant advantage for continuous professional development. Other common benefits may include a company-paid mobile phone and the opportunity for flexible work arrangements. These benefits contribute to an improved work environment and can increase job satisfaction.

Considerations for Future Underwriters

For those considering a career as an underwriter, it is important to be aware of the profession's requirements and expectations. It is a profession that demands precision and the ability to handle complex information. Keeping up to date with new laws and regulations in the insurance world is also a vital part of the job.

Working as an underwriter can be both challenging and rewarding, with opportunities for both personal and professional development. For those who are analytical and enjoy working with complex issues, this may be the right career choice.

Who has the highest salary?
The highest salary for a Underwriter is 64600 kr. This salary belongs to a man working in the Privately employed officials with a post-secondary education, 3 years or more. The highest salary for a woman in this profession is 54200 kr.
Who has the lowest salary?
The lowest salary for a Underwriter is 40700 kr. This salary belongs to a woman also working in the Privately employed officials. The lowest salary for a man in this profession is 46300 kr.
Salary distributed by age and sector
Age Women's salary as a percentage of men's Base salary Monthly salary
18-24 96% 28400 kr 30200 kr
25-34 92% 38400 kr 39900 kr
35-44 84% 51000 kr 52500 kr
45-54 78% 56400 kr 58300 kr
55-64 75% 56200 kr 58400 kr
Snitt 83% 47800 kr 49500 kr
Salary per sector
AllAllPublic Public Municipal Municipal County council County council Private officialsPrivate officialsPrivate Private 5000050000400004000030000300002000020000100001000000
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Salary based on education
All levels of educationAll levels of educationPre-secondary educat...Pre-secondary education, 9 yearsUpper secondary edu...Upper secondary education, maximum 2 yearsHigh school education...High school education, 3 yearsPost-secondary educat...Post-secondary education, less than 3 yearsPost-secondary educa...Post-secondary education, 3 years or more60000600005000050000400004000030000300002000020000100001000000
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About the data

All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.

All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.

Profession Underwriter has the SSYK code 3321, which we use to match against the SCB database to obtain the latest salary statistics.

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8000 kr
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140000 kr
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Salary, Taxes, and Fees
Net salary 31 377
Net salary
31 377
Taxes
11 738
Fees
12 129

With our Swedish tax calculator, you can easily calculate your after-tax income (net salary).

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* Updated with 2025 taxes