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- Insurance doctor salary
Insurance doctor salary
Latest available salary statistics are for 2025. Compare average pay, salary range and related job listings.
89 800 - 117 800 SEK / month
Women earn 99% of what men do.
Hälso- & sjukvård
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Salary progression Insurance doctor
What does an insurance physician do? – Tasks and work environment
An insurance physician primarily assesses medical documentation related to insurance cases. Tasks include reviewing sick notes, medical reports, and other documentation to determine eligibility for compensation in cases of illness, work injury, or accidents. The work is often done in close collaboration with case handlers, lawyers, and other medical experts within insurance companies, authorities, or pension institutions. The work environment is mostly office-based and characterized by a high level of administrative tasks, but also requires the ability to interpret and communicate complex medical information in an understandable way to people without medical backgrounds.
Salary development over time
Over the past three years, insurance physicians have experienced steady salary increases. In 2022, the average salary was 86,400 SEK per month, rising to 93 600 SEK in 2023. In 2024, the average salary has continued to increase to 98 000 SEK per month, representing a total increase of approximately 8.3% over the three-year period. This growth reflects the increasing demand for specialist competence in insurance medicine and the general salary trend for specialist doctors in the job market. The salary increase can also be explained by difficulties in recruiting experienced doctors to the insurance industry, which drives up wages and makes the profession attractive for experienced specialists.
Insurance physician salary – a complete overview
- Average salary: 98 000 SEK/month
- Lowest salary: 84,600 SEK/month (men), 91,200 SEK/month (women)
- Highest salary: 110,600 SEK/month (men), 101,500 SEK/month (women)
- Hourly wage: 563 SEK
- Gender differences: Women earn 99% of men's salary (men: 98 700 SEK, women: 97 300 SEK)
- Regional differences: Data on regional salary differences is unavailable
Education and qualifications
To work as an insurance physician, a solid medical education and specialist competence are required, often within general medicine, orthopedics, or other relevant specialties. After completing medical school and the internship, several years of specialist training follow. In addition to medical expertise, experience with insurance medical assessments and knowledge of insurance systems are highly valued. Many employers also view further education in insurance medicine or law positively.
- Medical education: 5.5 years (basic degree)
- Internship: 1.5–2 years
- Specialist training: 5 years in a relevant field (e.g., general medicine)
- Further education: Courses in insurance medicine and insurance law are recommended
- Prerequisites: Medical license and specialist competence
Insurance physicians often need to translate complex medical assessments into decision bases understandable by both lawyers and authorities. The ability to balance medical science with ethical and societal perspectives makes the profession particularly challenging and rewarding.
Common benefits and compensation
Insurance physicians typically have access to benefits such as occupational pension, generous wellness allowances, flexible working hours, and the possibility of remote work. Other common compensations include further education grants, health insurance, and sometimes extra vacation days, especially within government or larger private employers.
Competition and challenges
The competition for positions as an insurance physician is generally low, but employers have high requirements for medical competence and experience. The profession often attracts doctors with extensive clinical backgrounds seeking new challenges outside traditional healthcare settings. One of the biggest challenges is staying updated on legislative changes and insurance terms. Good communication skills are also required to explain decisions to patients and colleagues. Additionally, it can be stressful to make difficult decisions in complex cases where law and medicine intersect.
Tips for aspiring insurance physicians
To succeed as an insurance physician, it is beneficial to have an analytical mind and the ability to handle large amounts of information systematically. Precision is crucial, so training in reviewing and interpreting complex medical documentation during education is recommended. Strong communication skills facilitate collaboration with colleagues and non-medical parties, which can be developed through active participation in multidisciplinary teams. An interest in law and insurance systems is valuable, and participating in relevant courses or seminars can be advantageous. Flexibility and patience are helpful when routines change or difficult decisions need to be justified. Finally, integrity is essential, as the role often involves making impartial decisions that affect others' lives.
Key facts about Insurance Physicians
- Education level: Licensed doctor with specialist competence (at least 12 years of education)
- Work environment: Office-based and administrative
- Demand: Great opportunities for employment and increasing needs
- Employment type: Usually employed by insurance companies, authorities, or pension institutions
Career paths and future prospects
After three to five years as an insurance physician, there are opportunities to advance to leadership roles, such as medical director, chief physician, or expert in insurance medicine. Many progress to roles as trainers, advisors, or participate in development projects within the insurance industry. According to the Swedish Public Employment Service's forecast for specialist doctors, job prospects are very good, and demand is expected to increase further over the next five years. The recruitment situation is characterized by a paradox: difficulty recruiting despite some turnover in the profession. A total of 375 job openings were available in spring 2024, indicating a continued strong labor market for insurance physicians.
Common questions about Insurance Physicians
- What is an insurance physician's monthly salary?
- The average salary for an insurance physician is 98 000 SEK per month. - How does one become an insurance physician?
- By training as a doctor, completing the internship, obtaining specialist competence, and then applying to work in the insurance industry. - Are there gender differences in salary for insurance physicians?
- Yes, women earn 99% of what men do in the profession. - Which employers hire insurance physicians?
- Insurance companies, government agencies, and pension institutions are the most common employers. - What are the future prospects?
- The job market is considered very good, with demand expected to increase in the coming years. - What is the hourly wage for an insurance physician?
- The average hourly wage is 563 SEK. - What are the highest and lowest salaries for insurance physicians?
- The highest salary is 110,600 SEK (male, public sector), and the lowest is 84,600 SEK (male, private sector).
Salary distributed by age and sector
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80100 kr | 84700 kr |
| 35-44 | 101% | 85700 kr | 90300 kr |
| 45-54 | 97% | 96600 kr | 101800 kr |
| 55-64 | 100% | 98300 kr | 102700 kr |
| 65-68 | 97% | 103100 kr | 105900 kr |
| Snitt | 99% | 93300 kr | 98000 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80400 kr | 85800 kr |
| 35-44 | 97% | 85900 kr | 91400 kr |
| 45-54 | 95% | 94500 kr | 100700 kr |
| 55-64 | 96% | 99500 kr | 104800 kr |
| 65-68 | 95% | 103400 kr | 106700 kr |
| Snitt | 95% | 92900 kr | 98500 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 94% | 90400 kr | 91800 kr |
| 45-54 | 91% | 96300 kr | 97300 kr |
| 55-64 | 91% | 99500 kr | 103200 kr |
| 65-68 | 73% | 125700 kr | 128000 kr |
| Snitt | 87% | 97800 kr | 99800 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80400 kr | 85900 kr |
| 35-44 | 97% | 85800 kr | 91400 kr |
| 45-54 | 96% | 94500 kr | 100700 kr |
| 55-64 | 97% | 99500 kr | 104800 kr |
| 65-68 | 95% | 102900 kr | 106200 kr |
| Snitt | 96% | 92900 kr | 98500 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 119% | 84900 kr | 85600 kr |
| 45-54 | 101% | 106600 kr | 107300 kr |
| 55-64 | 93200 kr | 94100 kr | |
| Snitt | 113% | 94900 kr | 95600 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 119% | 84900 kr | 85600 kr |
| 45-54 | 101% | 106600 kr | 107300 kr |
| 55-64 | 93200 kr | 94100 kr | |
| Snitt | 113% | 94900 kr | 95600 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80600 kr | 85900 kr |
| 35-44 | 101% | 84600 kr | 89900 kr |
| 45-54 | 97% | 96700 kr | 103600 kr |
| 55-64 | 100% | 97500 kr | 102900 kr |
| 65-68 | 97% | 104200 kr | 107300 kr |
| Snitt | 99% | 93100 kr | 98700 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80700 kr | 86900 kr |
| 35-44 | 97% | 86400 kr | 93200 kr |
| 45-54 | 95% | 95300 kr | 103200 kr |
| 55-64 | 96% | 100100 kr | 106600 kr |
| 65-68 | 95% | 105100 kr | 109100 kr |
| Snitt | 95% | 94000 kr | 100900 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 94% | 92700 kr | 95900 kr |
| 45-54 | 91% | 101600 kr | 104600 kr |
| 55-64 | 91% | 103700 kr | 108600 kr |
| 65-68 | 73% | 138500 kr | 141900 kr |
| Snitt | 87% | 105600 kr | 109300 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80700 kr | 86900 kr |
| 35-44 | 97% | 86300 kr | 93200 kr |
| 45-54 | 96% | 95200 kr | 103200 kr |
| 55-64 | 97% | 100000 kr | 106500 kr |
| 65-68 | 95% | 104400 kr | 108300 kr |
| Snitt | 96% | 93900 kr | 100800 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 119% | 79000 kr | 79400 kr |
| 45-54 | 101% | 105700 kr | 106400 kr |
| Snitt | 113% | 89200 kr | 89800 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 119% | 79000 kr | 79400 kr |
| 45-54 | 101% | 105700 kr | 106400 kr |
| Snitt | 113% | 89200 kr | 89800 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 79600 kr | 83400 kr |
| 35-44 | 101% | 86700 kr | 90600 kr |
| 45-54 | 97% | 96600 kr | 100400 kr |
| 55-64 | 100% | 99100 kr | 102500 kr |
| 65-68 | 97% | 101200 kr | 103600 kr |
| Snitt | 99% | 93500 kr | 97300 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80100 kr | 84600 kr |
| 35-44 | 97% | 85400 kr | 90000 kr |
| 45-54 | 95% | 93900 kr | 98500 kr |
| 55-64 | 96% | 98900 kr | 102800 kr |
| 65-68 | 95% | 100900 kr | 103100 kr |
| Snitt | 95% | 92000 kr | 96300 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 94% | 89200 kr | 89800 kr |
| 45-54 | 91% | 94600 kr | 95000 kr |
| 55-64 | 91% | 96400 kr | 99300 kr |
| 65-68 | 73% | 103500 kr | 103900 kr |
| Snitt | 87% | 93800 kr | 94800 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 25-34 | 97% | 80200 kr | 84700 kr |
| 35-44 | 97% | 85400 kr | 90000 kr |
| 45-54 | 96% | 93800 kr | 98600 kr |
| 55-64 | 97% | 99000 kr | 102900 kr |
| 65-68 | 95% | 100800 kr | 103100 kr |
| Snitt | 96% | 91900 kr | 96300 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 119% | 93100 kr | 94100 kr |
| 45-54 | 101% | 107100 kr | 107800 kr |
| 55-64 | 99900 kr | 101100 kr | |
| Snitt | 113% | 100600 kr | 101600 kr |
| Age | Base salary | Monthly salary | |
|---|---|---|---|
| 35-44 | 119% | 93100 kr | 94100 kr |
| 45-54 | 101% | 107100 kr | 107800 kr |
| 55-64 | 99900 kr | 101100 kr | |
| Snitt | 113% | 100600 kr | 101600 kr |
About the data
All information displayed on this page is based on data from the Swedish Central Bureau of Statistics (SCB), the Swedish Tax Agency and the Swedish employment agency. Learn more about our data and data sources here.
All figures are gross salaries, meaning salaries before tax. The average salary, or mean salary, is calculated by adding up the total salary for all individuals within the profession and dividing it by the number of individuals. For specific job categories, we have also considered various criteria such as experience and education.
Profession Insurance doctor has the SSYK code 2211, which we use to match against the SCB database to obtain the latest salary statistics.
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