Claims adjuster salary

Occupational Profile: Claims Adjuster

Claims adjusters play a central role in the insurance industry. They handle and investigate insurance claims to determine the insurance company's liability in case of damages or accidents. Their work is crucial to ensure that both the insurance company and the policyholders receive fair and accurate treatment.

Salary and Salary Development

The average salary for a claims adjuster in Sweden is 39 600 SEK, with some variation between genders where men earn an average of 40 200 SEK and women 39 000 SEK. This means that women earn 97% of what men do in the same profession. Compared to the previous year, the average salary has decreased slightly, from 39 900 SEK to 39 600 SEK.

Education and Skills Requirements

To work as a claims adjuster, a relevant university education is often required, for example in law, economics, or insurance science. Many employers also seek practical experience from the insurance industry, which may include internships or previous work at an insurance company. Continuous professional development is common in the industry to stay updated on laws and regulations.

Job Duties and Responsibilities

A claims adjuster investigates claims, assesses the extent of the damage, and ensures that the right compensation is paid out. This involves interpreting and applying insurance terms, collaborating with other experts such as doctors or craftsmen, and negotiating with policyholders and other parties. Good communication skills and the ability to make decisions under pressure are therefore important qualities.

Considerations

Working as a claims adjuster can be mentally demanding as they often deal with people in difficult situations. It is important to have the ability to manage stress and to be able to interact with clients in a professional manner even under challenging circumstances. It is also important to handle and analyze large amounts of information and data.

Benefits in the Profession

Claims adjusters can often enjoy certain job-specific benefits such as paid further education and courses relevant to their role. Other benefits may include a company mobile phone or contribution to home broadband, which facilitates flexible work from different locations.